Christopher Lloyd

Family First Life

I am an advisor committed to protecting families.

Contact Info
Christopher Lloyd Family First Life
Niceville Florida
Resident license: W184211
Licensed states:
Florida
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Newsletter
IUL
• 11 min read
Life insurance helps you ensure your loved ones are financially protected if you pass away. You have a few options when picking the right kind of policy — and depending on your circumstances, whole life insurance may be a good choice.Whole life...
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It's a common scenario for successful, high-earning professionals: Decades of disciplined saving and investing have led to substantial nest eggs in retirement plans. But now, you find yourself in a financial bind. Despite your wealth, your money is l...
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There are two broad categories of life insurance, and data suggests many households aren’t buying the most cost-effective one.Americans bought 4.1 million term insurance policies in 2021, accounting for 40% of all individual policies purchased t...
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The two biggest items that people don't want to deal with when it comes to money management are insurance and making a will.Some of the real comments on buying life insurance, made to me during professional finance practice years, are illuminating.“W...
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Newsletter
ANNUITY
• 11 min read
What You Need to KnowAnnuities have an obvious role in retirement planning.They can also help with diversification.In some cases, they can be part of estate planning.Too many advisors still avoid having the talk with their clients about the “‘A’ word...
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Newsletter
ANNUITY
• 11 min read
When it comes to planning for a secure financial future, annuity products can play a significant role.Let’s explore the safety aspects of annuities in a simple and friendly manner. Understanding the safety features of annuities can help you make info...
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Newsletter
ANNUITY
• 11 min read
Light: What are the benefits and drawbacks of annuities?Schultz: There are two basic types of annuities—fixed annuities and variable annuities. Fixed annuities pay interest and do not fluctuate in value. There is usually a guaranteed minimum int...
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KEY POINTSMany financial experts advise buying life insurance to replace income.Stay-at-home parents typically do not have income that would need to be replaced.It may still be important to pay for life insurance for stay-at-home parents.Often, consu...
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Life insurance is an important financial planning tool if you’re concerned about your loved ones being left in a tight spot if something happens to you. But what if you can no longer afford to pay the premiums to keep your coverage in place?Reduced p...
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Social Media
ANNUITY
• 11 min read
Annuity sales hit a record last year as investors looked to protect their portfolios with a stable income amid rising interest rates and accelerating inflation.Annuities serve as insurance by providing a fixed stream of payments, guaranteeing a...
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